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Terms of Service

Last updated: February 2026

1. Acceptance of Terms

By using ThoughtExpense, you agree to these Terms of Service. If you do not agree, please do not use our service. We reserve the right to update these terms; continued use after changes constitutes acceptance.

2. Service Description

ThoughtExpense provides AI-powered expense tracking. You can log expenses in natural language, view insights, and manage spending. We strive to keep the service available but do not guarantee uninterrupted access. We may modify or discontinue features with notice.

3. Account & Responsibility

You are responsible for maintaining the confidentiality of your account and password. You are liable for all activity under your account. You must provide accurate information and notify us of any unauthorized access. You must be at least 13 years old to use the service.

4. Acceptable Use

You agree not to use ThoughtExpense for illegal purposes, to harass others, or to attempt to compromise the security of our systems. We may suspend or terminate accounts that violate these terms.

5. Limitation of Liability

ThoughtExpense is provided "as is." We are not liable for any indirect, incidental, or consequential damages arising from your use of the service. Our total liability is limited to the amount you paid us in the past 12 months, if any.

6. Contact

For questions about these terms, please contact us through the app or our support channels. We are here to help.